Taking Care of Your Insurance Needs
We Are A Premium Agency For Bay County & The Surrounding Area
Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area. It is our desire to give you the best possible service while you are looking for a policy, calling on your existing policy, or during a claim. Each person is an individual with different circumstances and we tailor your policies to fit your life and budget.
You can be confident that the experience behind Kirkland Insurance Agency, Inc. is sound and ethical. Your trust in us is not taken lightly. When you choose Kirkland Insurance Agency to take care of your insurance needs, we value your decision and honor the relationship.
My car insurance needs were met and my expectations for service were exceeded by Kirkland Insurance Agency. They are so helpful and friendly and always promptly return my calls.... read more
the retard In The AtticDecember 2, 2021
I have been with Kirkland Insurance for about a year now. They were able to save me money on my auto insurance without compromising on having a good company. ... read more
Stephanie VannoyAugust 22, 2023
I am in my 70's and have never found an agent as personable and professional as Karen. She has on several occasions spent time with us to discuss our... read more
Roy CarrollMarch 29, 2024
Ever wondered what goes on behind the scenes at Kirkland Insurance Agency? From morning planning to client consults — here’s how we live our mission to protect you and your neighbors every day.
We’re more than an insurance office — we`re your neighbors, your advocates, and your safety net.
📞 Call (850) 784-7974 — we’d love to meet you.
#MeetTheTeam #BehindTheScenes #KirklandAgency #LynnHaven #LocalInsurance #CommunityMatters
Ever wondered what goes on behind the scenes at Kirkland Insurance Agency? From morning planning to client consults — here’s how we live our mission to protect you and your neighbors every day.
We’re more than an insurance office — we`re your neighbors, your advocates, and your safety net.
📞 Call (850) 784-7974 — we’d love to meet you.
#MeetTheTeam #BehindTheScenes #KirklandAgency #LynnHaven #LocalInsurance #CommunityMatters
It’s that time — Open Enrollment for health insurance runs Nov 1 through Dec 15! Don’t miss your chance to enroll, renew, or make changes for 2026 coverage.
At Kirkland Insurance Agency, we tailor health plans to fit your life, your budget, and your family’s needs.
Whether you`re new to the area or looking to upgrade, we’ll walk you through options step-by-step.
☎️ Call (850) 784-7974 today to set up a free consultation and make sure you’re covered for the year ahead.
#OpenEnrollment2025 #HealthInsurance #BayCountyFL #KirklandAgency #InsuranceCoverage #GetCovered
It’s that time — Open Enrollment for health insurance runs Nov 1 through Dec 15! Don’t miss your chance to enroll, renew, or make changes for 2026 coverage.
At Kirkland Insurance Agency, we tailor health plans to fit your life, your budget, and your family’s needs.
Whether you`re new to the area or looking to upgrade, we’ll walk you through options step-by-step.
☎️ Call (850) 784-7974 today to set up a free consultation and make sure you’re covered for the year ahead.
#OpenEnrollment2025 #HealthInsurance #BayCountyFL #KirklandAgency #InsuranceCoverage #GetCovered
Don’t forget — Daylight Saving Time ends tonight!
As you set your clocks back, take a moment to test or replace your smoke detector batteries and review your home safety checklist. A functioning smoke alarm can save lives and protect what matters most.
At Kirkland Agency in Lynn Haven, we believe insurance goes beyond paperwork — it’s about keeping families safe and protected in our Bay County community.
Need to review or update your homeowners insurance or your safety provisions? We’re here to help.
📞 Call us at (850) 784-7974 to schedule a safety check or policy review.
#DaylightSavingTime #SmokeAlarmSafety #HomeSafety #BayCountyInsurance #KirklandInsurance #ProtectYourHome
Don’t forget — Daylight Saving Time ends tonight!
As you set your clocks back, take a moment to test or replace your smoke detector batteries and review your home safety checklist. A functioning smoke alarm can save lives and protect what matters most.
At Kirkland Agency in Lynn Haven, we believe insurance goes beyond paperwork — it’s about keeping families safe and protected in our Bay County community.
Need to review or update your homeowners insurance or your safety provisions? We’re here to help.
📞 Call us at (850) 784-7974 to schedule a safety check or policy review.
#DaylightSavingTime #SmokeAlarmSafety #HomeSafety #BayCountyInsurance #KirklandInsurance #ProtectYourHome
💙 Thank you so much, Debra!
Your kind words truly mean the world to us. We`re honored to have earned your trust over the years — making insurance stress-free and helping our clients feel confident and covered is exactly why we do what we do.
From finding the best rates to sending out important storm prep and scam alerts, we`re here for you every step of the way — before, during, and after the storm. ⛈️🏡
Shoutout to our amazing team and to Karen for always going above and beyond. We’re so grateful for long-time clients like you!
🙏 Thank you for recommending us — and for being part of the Kirkland family.
#ClientAppreciation #KirklandAgency #BayCountyStrong #FloodInsurance #HomeownersInsurance #RealCoverageRealCare
💙 Thank you so much, Debra!
Your kind words truly mean the world to us. We`re honored to have earned your trust over the years — making insurance stress-free and helping our clients feel confident and covered is exactly why we do what we do.
From finding the best rates to sending out important storm prep and scam alerts, we`re here for you every step of the way — before, during, and after the storm. ⛈️🏡
Shoutout to our amazing team and to Karen for always going above and beyond. We’re so grateful for long-time clients like you!
🙏 Thank you for recommending us — and for being part of the Kirkland family.
#ClientAppreciation #KirklandAgency #BayCountyStrong #FloodInsurance #HomeownersInsurance #RealCoverageRealCare
🍁 Fall is for Family — and Smart Planning 🍂
As the leaves change, it’s the perfect time to make sure your family is covered, protected, and prepared. Here are 3 quick insurance tips to keep your health and wellness top of mind this season:
1️⃣ Review Your Coverage: Life changes fast—make sure your health, life, and disability insurance still meet your needs.
2️⃣ Know Your Benefits: Many plans reset in January. Use your preventative visits, screenings, or wellness perks before they expire!
3️⃣ Plan for the Unexpected: Consider gap coverage or supplemental policies for peace of mind during cold & flu season and holiday travel.
🍎 Your family is most important—protect it like it protects you.
For more information: kirklandinsurnace.com
#FallIsForFamily #InsuranceTips #WellnessPlanning #DrMyraReed #HealthCoverageMatters #FunctionalMedicine #PreventiveHealth #PeaceOfMind #RootCauseHealing #HealthySeasons
🍁 Fall is for Family — and Smart Planning 🍂
As the leaves change, it’s the perfect time to make sure your family is covered, protected, and prepared. Here are 3 quick insurance tips to keep your health and wellness top of mind this season:
1️⃣ Review Your Coverage: Life changes fast—make sure your health, life, and disability insurance still meet your needs.
2️⃣ Know Your Benefits: Many plans reset in January. Use your preventative visits, screenings, or wellness perks before they expire!
3️⃣ Plan for the Unexpected: Consider gap coverage or supplemental policies for peace of mind during cold & flu season and holiday travel.
🍎 Your family is most important—protect it like it protects you.
For more information: kirklandinsurnace.com
#FallIsForFamily #InsuranceTips #WellnessPlanning #DrMyraReed #HealthCoverageMatters #FunctionalMedicine #PreventiveHealth #PeaceOfMind #RootCauseHealing #HealthySeasons
🛡️ Working to help Bay County protect what matters most.
From homes to health, cars to coverage — at Kirkland Insurance, we’re proud to serve the community we call home.
Local, trusted, and here when it counts. 💙
👉 Get the coverage you need at kirklandagency.com
#BayCountyStrong #KirklandAgency #ProtectWhatMatters #LocalInsurance #FloridaInsurance #CommunityFirst
🛡️ Working to help Bay County protect what matters most.
From homes to health, cars to coverage — at Kirkland Insurance, we’re proud to serve the community we call home.
Local, trusted, and here when it counts. 💙
👉 Get the coverage you need at kirklandagency.com
#BayCountyStrong #KirklandAgency #ProtectWhatMatters #LocalInsurance #FloridaInsurance #CommunityFirst
🤔 True or False:
Mobile home insurance covers flood damage just like standard home insurance.
👇 Scroll for the answer...
❌ False!
Standard mobile home insurance does NOT cover flood damage — and that’s a big deal here in Florida.
To protect your home from rising waters, you’ll need a separate flood insurance policy.
💡 Not sure if you`re covered? We can help.
👉 Visit kirklandagency.com to get started.
#MobileHomeInsurance #FloodCoverage #InsuranceTips #KirklandAgency #FloridaLiving #BayCountyInsurance
🤔 True or False:
Mobile home insurance covers flood damage just like standard home insurance.
👇 Scroll for the answer...
❌ False!
Standard mobile home insurance does NOT cover flood damage — and that’s a big deal here in Florida.
To protect your home from rising waters, you’ll need a separate flood insurance policy.
💡 Not sure if you`re covered? We can help.
👉 Visit kirklandagency.com to get started.
#MobileHomeInsurance #FloodCoverage #InsuranceTips #KirklandAgency #FloridaLiving #BayCountyInsurance
🌀 5 Ways to Prepare for a Hurricane
Review Your Insurance Coverage
Make sure your home, flood, and wind damage policies are up to date. Don’t wait until a storm is on the radar — it`s often too late to make changes after a warning is issued.
Create an Emergency Kit
Stock up on water, non-perishable food, flashlights, batteries, medications, first aid supplies, and important documents in a waterproof container.
Secure Your Property
Trim trees, clear gutters, and bring in outdoor furniture. Install storm shutters or board up windows to prevent wind damage.
Have an Evacuation Plan
Know your evacuation zone and routes. Keep a full tank of gas and a “go bag” ready. Communicate your plan with family members.
Backup Important Documents Digitally
Take photos or scan key documents (insurance policies, IDs, home inventory) and store them in a secure cloud service or on a USB drive.
💡 Stay ahead of the storm — preparation saves lives and protects property.
👉 Visit kirklandagency.com to make sure you`re covered before the storm hits.
#HurricanePrep #DisasterReady #InsuranceTips #StormSeason #KirklandAgency
🌀 5 Ways to Prepare for a Hurricane
Review Your Insurance Coverage
Make sure your home, flood, and wind damage policies are up to date. Don’t wait until a storm is on the radar — it`s often too late to make changes after a warning is issued.
Create an Emergency Kit
Stock up on water, non-perishable food, flashlights, batteries, medications, first aid supplies, and important documents in a waterproof container.
Secure Your Property
Trim trees, clear gutters, and bring in outdoor furniture. Install storm shutters or board up windows to prevent wind damage.
Have an Evacuation Plan
Know your evacuation zone and routes. Keep a full tank of gas and a “go bag” ready. Communicate your plan with family members.
Backup Important Documents Digitally
Take photos or scan key documents (insurance policies, IDs, home inventory) and store them in a secure cloud service or on a USB drive.
💡 Stay ahead of the storm — preparation saves lives and protects property.
👉 Visit kirklandagency.com to make sure you`re covered before the storm hits.
#HurricanePrep #DisasterReady #InsuranceTips #StormSeason #KirklandAgency
🌟 Happy Boss’s Day to the one and only, Karen Kirkland! 🌟
Karen is the heart behind Kirkland Insurance — a dedicated leader, trusted advisor, and passionate advocate for her clients and community. With decades of experience and an unwavering commitment to personalized service, she’s built a team that shares her mission: to protect what matters most with honesty, care, and excellence.
Her calm, steady leadership — especially during storm season — is why Bay County families trust the name Kirkland Insurance.
We’re so lucky to have a boss who leads with heart, purpose, and grit. 💙
#HappyBossDay #KarenKirkland #KirklandAgency #BossGoals #BayCountyStrong #LeadershipWithHeart
🌟 Happy Boss’s Day to the one and only, Karen Kirkland! 🌟
Karen is the heart behind Kirkland Insurance — a dedicated leader, trusted advisor, and passionate advocate for her clients and community. With decades of experience and an unwavering commitment to personalized service, she’s built a team that shares her mission: to protect what matters most with honesty, care, and excellence.
Her calm, steady leadership — especially during storm season — is why Bay County families trust the name Kirkland Insurance.
We’re so lucky to have a boss who leads with heart, purpose, and grit. 💙
#HappyBossDay #KarenKirkland #KirklandAgency #BossGoals #BayCountyStrong #LeadershipWithHeart
🔥 It’s National Fire Prevention Week 🔥
A small spark can cause big damage — but most fires are preventable.
Tip from your insurance provider:
Test your smoke alarms monthly and replace the batteries at least once a year. A working alarm can cut the risk of dying in a house fire by half.
Let’s stay safe, stay smart, and stay covered. 🧯🏠
👉 For more safety tips and to make sure your home is properly protected, visit kirklandagency.com
#FirePreventionWeek #SafetyFirst #InsuranceTips #HomeSafety #KirklandAgency
🔥 It’s National Fire Prevention Week 🔥
A small spark can cause big damage — but most fires are preventable.
Tip from your insurance provider:
Test your smoke alarms monthly and replace the batteries at least once a year. A working alarm can cut the risk of dying in a house fire by half.
Let’s stay safe, stay smart, and stay covered. 🧯🏠
👉 For more safety tips and to make sure your home is properly protected, visit kirklandagency.com
#FirePreventionWeek #SafetyFirst #InsuranceTips #HomeSafety #KirklandAgency
