Taking Care of Your Insurance Needs
We Are A Premium Agency For Bay County & The Surrounding Area
Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area. It is our desire to give you the best possible service while you are looking for a policy, calling on your existing policy, or during a claim. Each person is an individual with different circumstances and we tailor your policies to fit your life and budget.
You can be confident that the experience behind Kirkland Insurance Agency, Inc. is sound and ethical. Your trust in us is not taken lightly. When you choose Kirkland Insurance Agency to take care of your insurance needs, we value your decision and honor the relationship.
I appreciate the advanvanced emails when there’s a storm on its way to our area
Rhett SiezegaAugust 16, 2021
Kirkland insurance is a great insurance agency to work with! They were super fast in getting me a quote for my homeowners insurance, and Karen even called me to explain... read more
Sarah RackleyAugust 31, 2023
Best in the game. Karen has helped me so much with my business. If you want insurance, this is the only place to go! Such an awesome staff!
Forrest 850June 20, 2024
Tip Tuesday
A fresh home inventory can save you time, stress, and money when filing a claim.
Grab your phone, snap photos of your valuables, and make a simple list.
It’s a quick task today that could make a big difference after a flood, fire, or storm.
Pro tip: Store your inventory digitally — cloud backup or email works great.
Preparation now means peace of mind later.
🌐 kirklandagency.com
#TipTuesday #HomeInventory #KirklandInsurance #BayCountyFL #InsuranceTips #StormPrep #HomeownersInsurance
Tip Tuesday
A fresh home inventory can save you time, stress, and money when filing a claim.
Grab your phone, snap photos of your valuables, and make a simple list.
It’s a quick task today that could make a big difference after a flood, fire, or storm.
Pro tip: Store your inventory digitally — cloud backup or email works great.
Preparation now means peace of mind later.
🌐 kirklandagency.com
#TipTuesday #HomeInventory #KirklandInsurance #BayCountyFL #InsuranceTips #StormPrep #HomeownersInsurance
What Does Kirkland Insurance Cover?
We’ve got you covered with a wide range of insurance options:
Home Insurance
Auto Insurance
Mobile Home Insurance
Boat Insurance
Life Insurance
Business Insurance
Health Insurance
Protect what matters most, with personalized coverage from a local agency you can trust.
💬 Get your FREE quote today!
📞 (850) 784-7974
🌐 kirklandagency.com
#KirklandInsurance #InsuranceCoverage #BayCountyFL #HomeInsurance #AutoInsurance #BoatInsurance #BusinessInsurance #LifeInsurance #HealthInsurance #FreeQuote #LocalAgency
What Does Kirkland Insurance Cover?
We’ve got you covered with a wide range of insurance options:
Home Insurance
Auto Insurance
Mobile Home Insurance
Boat Insurance
Life Insurance
Business Insurance
Health Insurance
Protect what matters most, with personalized coverage from a local agency you can trust.
💬 Get your FREE quote today!
📞 (850) 784-7974
🌐 kirklandagency.com
#KirklandInsurance #InsuranceCoverage #BayCountyFL #HomeInsurance #AutoInsurance #BoatInsurance #BusinessInsurance #LifeInsurance #HealthInsurance #FreeQuote #LocalAgency
Did You Know?
Standard home insurance doesn’t cover everything. Add-ons like water backup, electronics, or valuables might be worth a second look to ensure you`re fully protected.
Let’s review your options and make sure your home is covered the right way.
📞 (850) 784-7974
🌐 kirklandagency.com
#HomeInsurance #InsuranceAddOns #KirklandInsurance #BayCountyFL #WaterBackup #ElectronicsInsurance #ValuablesCoverage #ProtectYourHome
Did You Know?
Standard home insurance doesn’t cover everything. Add-ons like water backup, electronics, or valuables might be worth a second look to ensure you`re fully protected.
Let’s review your options and make sure your home is covered the right way.
📞 (850) 784-7974
🌐 kirklandagency.com
#HomeInsurance #InsuranceAddOns #KirklandInsurance #BayCountyFL #WaterBackup #ElectronicsInsurance #ValuablesCoverage #ProtectYourHome
"Don`t need flood insurance if you`re not in a flood zone?"
Think again. Over 25% of flood claims come from outside high-risk areas.
Flooding can happen anywhere — especially in Florida. Make sure your coverage is ready before the storm.
🛑 Don’t assume. Check your policy.
🌐 kirklandagency.com | 📞 (850) 784-7974
#FloodInsurance #MythBusting #KirklandInsurance #BayCountyFL #InsuranceTips #StormPrep #FloridaLiving #KnowYourCoverage
"Don`t need flood insurance if you`re not in a flood zone?"
Think again. Over 25% of flood claims come from outside high-risk areas.
Flooding can happen anywhere — especially in Florida. Make sure your coverage is ready before the storm.
🛑 Don’t assume. Check your policy.
🌐 kirklandagency.com | 📞 (850) 784-7974
#FloodInsurance #MythBusting #KirklandInsurance #BayCountyFL #InsuranceTips #StormPrep #FloridaLiving #KnowYourCoverage
🎉 Happy 16th Anniversary, Karen! 🎉
Today we celebrate 16 amazing years of dedication, expertise, and heart from one of our very best — Karen Kirkland!
From guiding clients through policies to leading with compassion, Karen has been the backbone of our agency. 💙 Her commitment to serving Bay County families with honesty and care is unmatched.
Join us in congratulating her on this milestone! 👏
Here’s to many more years of excellence, leadership, and community service. 🥂
#KirklandInsurance #WorkAnniversary #KarenKirkland #16YearsStrong #BayCountyFL #InsuranceWithHeart #LocalBusiness #ThankYouKaren
🎉 Happy 16th Anniversary, Karen! 🎉
Today we celebrate 16 amazing years of dedication, expertise, and heart from one of our very best — Karen Kirkland!
From guiding clients through policies to leading with compassion, Karen has been the backbone of our agency. 💙 Her commitment to serving Bay County families with honesty and care is unmatched.
Join us in congratulating her on this milestone! 👏
Here’s to many more years of excellence, leadership, and community service. 🥂
#KirklandInsurance #WorkAnniversary #KarenKirkland #16YearsStrong #BayCountyFL #InsuranceWithHeart #LocalBusiness #ThankYouKaren
🎥 Part 2: Why Kirkland Insurance Makes a Difference
At Kirkland Insurance Agency, Inc., we know that when life happens—whether it`s a storm, an accident, or an unexpected change—you want someone who knows your name, understands your needs, and picks up the phone when you call. That’s where we come in. 🙌
Our difference is in the service, trust, and relationships we build with every client. We don’t just sell policies—we offer peace of mind with local, honest guidance that puts YOU first.
We’re proud to be the trusted insurance partner for so many families and businesses across Bay County and surrounding areas.
💻 Ready to experience the Kirkland difference? Visit kirklandagency.com or stop by our Lynn Haven office today!
#KirklandInsurance #InsuranceWithIntegrity #PanamaCityFL #PanamaCityBeach #LynnHavenFL #BayCountyStrong #TrustedCoverage #LocalInsuranceExperts #FloridaInsurance
🎥 Part 2: Why Kirkland Insurance Makes a Difference
At Kirkland Insurance Agency, Inc., we know that when life happens—whether it`s a storm, an accident, or an unexpected change—you want someone who knows your name, understands your needs, and picks up the phone when you call. That’s where we come in. 🙌
Our difference is in the service, trust, and relationships we build with every client. We don’t just sell policies—we offer peace of mind with local, honest guidance that puts YOU first.
We’re proud to be the trusted insurance partner for so many families and businesses across Bay County and surrounding areas.
💻 Ready to experience the Kirkland difference? Visit kirklandagency.com or stop by our Lynn Haven office today!
#KirklandInsurance #InsuranceWithIntegrity #PanamaCityFL #PanamaCityBeach #LynnHavenFL #BayCountyStrong #TrustedCoverage #LocalInsuranceExperts #FloridaInsurance
🇺🇸 In Quiet Remembrance, We Stand United 🇺🇸
This Memorial Day, we pause to honor and remember the brave men and women who have made the ultimate sacrifice in service to our country. Your courage and dedication will never be forgotten.
At Kirkland Insurance, we deeply appreciate the sacrifices of military families. That’s why we proudly offer special discounts on insurance for military members and their families.
Thank you for your service, and we are honored to serve you in return.
#MemorialDay #ThankYouVeterans #MilitaryDiscount #HonorAndRemember #KirklandInsurance #SupportOurTroops #LocalBusiness #Insurance #Grateful #UnitedWeStand #HomeOfTheBrave
🇺🇸 In Quiet Remembrance, We Stand United 🇺🇸
This Memorial Day, we pause to honor and remember the brave men and women who have made the ultimate sacrifice in service to our country. Your courage and dedication will never be forgotten.
At Kirkland Insurance, we deeply appreciate the sacrifices of military families. That’s why we proudly offer special discounts on insurance for military members and their families.
Thank you for your service, and we are honored to serve you in return.
#MemorialDay #ThankYouVeterans #MilitaryDiscount #HonorAndRemember #KirklandInsurance #SupportOurTroops #LocalBusiness #Insurance #Grateful #UnitedWeStand #HomeOfTheBrave
Part ONE: Get to know who we are at our core here at Kirkland Insurance Agency, Inc. 💙 We`re more than just policies—we’re a local, family-run agency rooted in Lynn Haven and proudly serving Panama City, Panama City Beach, and all of Bay County.
We believe insurance should be personal. That’s why we take the time to truly understand your needs and craft coverage that fits your life and budget.
Watch Part 1 of this video series to learn how we’re making a difference in our community—one policy at a time. Follow along to learn more about our local agency.
📍 Visit us in Lynn Haven or at kirklandagency.com to get started!
#KirklandInsurance #PanamaCityBeach #LynnHavenFL #PanamaCityFL #LocalInsurance #FamilyBusiness #InsuranceWithHeart #FloridaInsurance #BayCountyBusiness #MeetYourAgent
Part ONE: Get to know who we are at our core here at Kirkland Insurance Agency, Inc. 💙 We`re more than just policies—we’re a local, family-run agency rooted in Lynn Haven and proudly serving Panama City, Panama City Beach, and all of Bay County.
We believe insurance should be personal. That’s why we take the time to truly understand your needs and craft coverage that fits your life and budget.
Watch Part 1 of this video series to learn how we’re making a difference in our community—one policy at a time. Follow along to learn more about our local agency.
📍 Visit us in Lynn Haven or at kirklandagency.com to get started!
#KirklandInsurance #PanamaCityBeach #LynnHavenFL #PanamaCityFL #LocalInsurance #FamilyBusiness #InsuranceWithHeart #FloridaInsurance #BayCountyBusiness #MeetYourAgent
Flood Insurance Awareness: Protect Your Home This Summer!
Did you know standard homeowners insurance doesn’t cover flood damage? With Florida’s heavy rains and potential flooding, it’s essential to have the right coverage—especially as the rainy season approaches.
Important Update: Flood zones changed last October! If you haven’t updated your flood insurance policy since then, now is the time to review and adjust your coverage. Even if you don’t live in a traditionally flood-prone area, Florida’s unpredictable weather can cause flooding where you least expect it.
4 Tips for Flood Insurance:
Review Your Coverage: Make sure you have flood insurance in place, as homeowners insurance won’t cover flood damage.
Check Your Flood Zone: Flood zones have changed! Be sure your policy reflects the new flood zone designations.
Prepare Your Home: Elevate electrical appliances and seal windows to minimize damage.
Act Early: Remember, flood insurance typically has a 30-day waiting period—don’t wait for the next storm!
Stay protected and update your flood insurance before the storms hit!
Contact Kirkland Insurance today or visit KirklandAgency.com to get started!
#FloodInsurance #FloridaWeather #ProtectYourHome #FloodPreparedness #InsuranceAwareness #KirklandInsurance #StayProtected #RainySeason #FloodZones #HomeInsurance #LocalBusiness #PanamaCityBeach
Flood Insurance Awareness: Protect Your Home This Summer!
Did you know standard homeowners insurance doesn’t cover flood damage? With Florida’s heavy rains and potential flooding, it’s essential to have the right coverage—especially as the rainy season approaches.
Important Update: Flood zones changed last October! If you haven’t updated your flood insurance policy since then, now is the time to review and adjust your coverage. Even if you don’t live in a traditionally flood-prone area, Florida’s unpredictable weather can cause flooding where you least expect it.
4 Tips for Flood Insurance:
Review Your Coverage: Make sure you have flood insurance in place, as homeowners insurance won’t cover flood damage.
Check Your Flood Zone: Flood zones have changed! Be sure your policy reflects the new flood zone designations.
Prepare Your Home: Elevate electrical appliances and seal windows to minimize damage.
Act Early: Remember, flood insurance typically has a 30-day waiting period—don’t wait for the next storm!
Stay protected and update your flood insurance before the storms hit!
Contact Kirkland Insurance today or visit KirklandAgency.com to get started!
#FloodInsurance #FloridaWeather #ProtectYourHome #FloodPreparedness #InsuranceAwareness #KirklandInsurance #StayProtected #RainySeason #FloodZones #HomeInsurance #LocalBusiness #PanamaCityBeach
4 Tips to Save on Car Insurance
Looking to cut down on your car insurance costs without sacrificing coverage? Here are four smart tips from Kirkland Insurance to help you save:
Bundle Your Policies – Combine your auto insurance with home, renters, or other policies for a multi-policy discount.
Drive Safely – Maintaining a clean driving record with no accidents or tickets can earn you lower premiums over time.
Increase Your Deductible – Choosing a higher deductible can reduce your monthly premium, just be sure you can cover it if needed.
Ask About Discounts – From safe driver and low mileage discounts to good student rates, you may qualify for more savings than you think!
Want to see how much you could save? Visit KirklandAgency.com today for a free car insurance quote!
#KirklandInsurance #CarInsuranceTips #SaveOnInsurance #AutoCoverage #FloridaDrivers #InsuranceSavings #LocalInsurance #PanamaCityBeach #DriveSmart #GetAQuote
4 Tips to Save on Car Insurance
Looking to cut down on your car insurance costs without sacrificing coverage? Here are four smart tips from Kirkland Insurance to help you save:
Bundle Your Policies – Combine your auto insurance with home, renters, or other policies for a multi-policy discount.
Drive Safely – Maintaining a clean driving record with no accidents or tickets can earn you lower premiums over time.
Increase Your Deductible – Choosing a higher deductible can reduce your monthly premium, just be sure you can cover it if needed.
Ask About Discounts – From safe driver and low mileage discounts to good student rates, you may qualify for more savings than you think!
Want to see how much you could save? Visit KirklandAgency.com today for a free car insurance quote!
#KirklandInsurance #CarInsuranceTips #SaveOnInsurance #AutoCoverage #FloridaDrivers #InsuranceSavings #LocalInsurance #PanamaCityBeach #DriveSmart #GetAQuote
