Taking Care of Your Insurance Needs

We Are A Premium Agency For Bay County & The Surrounding Area

Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area. It is our desire to give you the best possible service while you are looking for a policy, calling on your existing policy, or during a claim. Each person is an individual with different circumstances and we tailor your policies to fit your life and budget.

You can be confident that the experience behind Kirkland Insurance Agency, Inc. is sound and ethical. Your trust in us is not taken lightly. When you choose Kirkland Insurance Agency to take care of your insurance needs, we value your decision and honor the relationship.

 

I have never had a claim but these people were very helpful in getting me set up. Please be safe during these fires and thank you for your recent email.

Deborah Geter Avatar Deborah Geter
March 5, 2022

Best in the game. Karen has helped me so much with my business. If you want insurance, this is the only place to go! Such an awesome staff!

Forrest 850 Avatar Forrest 850
June 20, 2024

Karen and her team helped us save a ton on auto and boat insurance. They are very knowledgable and go the extra mile to get you the best price. Customer... read more

Jonathan Johnson Avatar Jonathan Johnson
May 18, 2023

 

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🌿 Stress Awareness Month 🌿

Did you know...

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🌿 Stress Awareness Month 🌿 Did you know the right insurance can help reduce stress? Whether it's knowing your health is covered, your car is protected, or your family is financially secure, we're here to help! Let Kirkland Insurance Agency take some of the weight off your shoulders and give you the peace of mind you deserve. 💙 Visit us at kirklandagency.com! #StressAwarenessMonth #InsuranceForPeaceOfMind #KirklandInsurance #StressFreeLiving #We’veGotYouCovered

🌿 Stress Awareness Month 🌿

Did you know ...

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🌟 Client Review Spotlight! 🌟

"The...

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🌟 Client Review Spotlight! 🌟 "The greatest thing I can say about Kirkland Insurance is they actually CARE about their customers. If that awful day comes when something horrible happens to your property, they walk you through the claims process and answer questions. They're patient, professional, and courteous. Sadly, the same can't be said for many of their competitors in this area. I HIGHLY recommend their service." Thank you for the kind words! We’re committed to providing you with the best service possible, always. 💙 For more info, visit us at kirklandagency.com. #CustomerCare #Floridainsurance #InsuranceWithHeart #KirklandInsurance #ClientReview #AboveAndBeyond

🌟 Client Review Spotlight! 🌟

"The ...

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🌟 Happy and Insured with Kirkland Insurance...

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🌟 Happy and Insured with Kirkland Insurance Agency! 🌟 We’re proud to serve Bay County and the surrounding areas, offering personalized insurance solutions that fit your life and budget. Whether you're finding a new policy, managing an existing one, or navigating a claim, we're here to help every step of the way. Let us give you peace of mind with coverage that works for you. Call us today at (850) 784-7974 or visit kirklandagency.com! #InsuranceThatFits #KirklandInsurance #BayCounty #PeaceOfMind #WaltonCounty #InsuredAndHappy #PanhandleFL

🌟 Happy and Insured with Kirkland Insurance ...

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💬 Hearing from our clients truly means the world...

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💬 Hearing from our clients truly means the world to us! 💙 We're proud to say that many of our clients have stayed with Kirkland Agency for decades—trusting us to protect what matters most. 🏡💼 Your loyalty and feedback drive us to continuously deliver the best service possible. Thank you for making us a part of your journey, year after year! 🙏 Ready to experience why so many choose Kirkland Agency? Reach out today and let’s continue building a lasting relationship! 🌟 #ClientLove #KirklandAgency #DecadesOfTrust #InsuranceYouCanCountOn #CustomerLoyalty #ProtectingWhatMatters #LongTermRelationships #ThankYou

💬 Hearing from our clients truly means the world ...

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Here are some Spring Break Safety Tips from an...

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Here are some Spring Break Safety Tips from an insurance perspective to keep you protected while you’re out having fun: Review Your Travel Insurance: Before you head out, ensure you have travel insurance that covers medical emergencies, trip cancellations, and lost luggage. It’s better to be prepared than sorry! ✈️ Secure Your Home: If you're leaving town, lock all doors and windows, set up timers for lights, and let a trusted neighbor know you’ll be away. Consider notifying your insurance provider if you're going to be gone for an extended period. 🏠🔒 Be Careful with Water Activities: Whether you're swimming, boating, or surfing, make sure you have liability coverage in case of accidents or damage to rental equipment. Safety first – and insurance second! 🌊🛥️ Check Your Vehicle Coverage: If you're hitting the road for a spring break road trip, make sure your auto insurance covers you for things like rental cars, roadside assistance, and any potential accidents. 🚗 Limit Social Media Sharing: Avoid posting too much while you're away. Letting the world know you're on vacation can put your home at risk. Wait until you're back to share those amazing pics! 📸 Stay safe, have fun, and ensure your coverage is as ready for Spring Break as you are! 🌞 #SpringBreakSafety #InsuranceTips #TravelSmart #StayProtected

Here are some Spring Break Safety Tips from an ...

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🏀 While you`re filling out your brackets, why not...

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🏀 While you're filling out your brackets, why not take a moment to review your insurance coverage and make a smart move for your future? 🏆 At Kirkland Insurance Agency, we’re here to help ensure you're fully protected, no matter the game! Whether you’re playing for the win or just enjoying the tournament, now’s the perfect time to make sure your coverage is on point. Let us help you make the right call! 🏡🚗 Visit kirklandagency.com today for a quick policy review. #InsuranceReview #SmartMove #KirklandAgency #MarchMadness #CoverageCheck #ProtectWhatMatters #FloridaInsurance #BayCountyFL #PanhandleInsurance #PanhandleFlorida #LocalBusiness #SupportLocal

🏀 While you`re filling out your brackets, why not ...

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Think your home insurance covers everything? Think...

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Think your home insurance covers everything? Think again! 🤔 Here are some things that might not be covered by a standard policy: Flood Damage 🌊: Most home insurance policies don’t cover flood damage. If you live in a flood-prone area, you’ll need separate flood insurance to be fully protected. Earthquakes 🌍: Earthquake coverage is typically not included in standard policies. If you’re in an area prone to quakes, you’ll need to add it on. Maintenance Issues 🔧: Home insurance is there for unexpected damage, not wear and tear. Things like old roofs or plumbing issues that need repair due to age or neglect aren't covered. Pest Problems 🐜: If you have a pest infestation, like termites or rodents, that damages your property, it’s usually not covered by your policy. High-Value Items 💎: Expensive jewelry, art, or collectibles may need additional coverage or riders to be fully protected. Let’s bust some common myths and make sure you're truly protected. #HomeInsuranceMyths #InsuranceEducation

Think your home insurance covers everything? Think ...

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Spring is here! 🌸 Time to freshen up your...

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Spring is here! 🌸 Time to freshen up your insurance. Here are 5 reasons it’s time to freshen up your insurance: Life Changes: Major life events like buying a new home, getting married, or having a baby can impact your coverage needs. Make sure your policy reflects your current life situation. 🏡👶💍 New Assets: If you've acquired new valuables like a car, jewelry, or electronics, it’s time to update your coverage to protect your new assets. 🚗💎📱 Policy Gaps: Insurance needs evolve, and your current policy may have gaps. A review can ensure you're covered for new risks like natural disasters or tech-related issues. 🌪️💻 Better Rates: Your premiums may be higher than necessary. Shop around or check with your provider to see if you qualify for discounts or better rates based on your current circumstances. 💸 Changing Laws: Insurance regulations change, and your policy might not be compliant with new laws. Updating your policy ensures you're covered and legally protected. ⚖️ Take a moment to review your coverage—better safe than sorry! Get a free quote today! Contact us at kirklandagency.com. #SpringIntoSavings #InsuranceReview #baycountyinsurance #pcbinsurance #panamacity

Spring is here! 🌸 Time to freshen up your ...

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🍀 This St. Patrick’s Day, don’t leave your...

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🍀 This St. Patrick’s Day, don’t leave your coverage to chance! Whether you’re celebrating with family, friends, or just enjoying the festivities, make sure your insurance is as strong as your shamrock. 🌿 From auto to home and everything in between, it’s important to be prepared for whatever life throws your way. At Kirkland Insurance Agency, we’re here to help you ensure your policy is ready for anything! Reach out today for a quick policy check and make sure you’re covered! ✨ Serving Bay County and beyond, we’ve got you covered for all your insurance needs. Let’s make sure your protection is as solid as a pot of gold. 🏆 #StPatricksDay #KirklandInsurance #ShamrockStrong #InsuranceReview #PolicyCheck #BayCountyFL #PanhandleFlorida #BayCountyInsurance #FloridaLiving #LocalBusiness #SupportLocal #PanhandleInsurance #FloridaInsurance

🍀 This St. Patrick’s Day, don’t leave your ...

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🚗💥 Don’t let a CRASH ruin your day! Get the...

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🚗💥 Don’t let a CRASH ruin your day! Get the coverage you need to stay protected on the road. At Kirkland Insurance Agency, we’re here to help you find the right auto insurance at the best rate. 🌟 Get your FREE auto-insurance quote today at kirklandagency.com and drive with peace of mind! 🛣️ #AutoInsurance #InsuranceQuote #KirklandAgency #DriveSafe #ProtectWhatMatters #FreeQuote #RoadReady #InsuranceMadeEasy

🚗💥 Don’t let a CRASH ruin your day! Get the ...