Taking Care of Your Insurance Needs

We Are A Premium Agency For Bay County & The Surrounding Area

Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area. It is our desire to give you the best possible service while you are looking for a policy, calling on your existing policy, or during a claim. Each person is an individual with different circumstances and we tailor your policies to fit your life and budget.

You can be confident that the experience behind Kirkland Insurance Agency, Inc. is sound and ethical. Your trust in us is not taken lightly. When you choose Kirkland Insurance Agency to take care of your insurance needs, we value your decision and honor the relationship.

 

Very helpful! After a storm, they reached out FIRST to sent an email with all of our policy information, just in case we needed to file a claim.

Brianna Johns Avatar Brianna Johns
January 9, 2024

I have dealt with Karen at Kirkland insurance for several years now. She and her staff have always been nice, courteous and don't leave you hanging. Karen herself will get... read more

Paul Del Rio Avatar Paul Del Rio
May 26, 2021

Kirkland Insurance is so helpful and is helping so many people get amazing rates who are either paying too much or have recently been dropped by their insurance company. You... read more

Tony Schmaltz Avatar Tony Schmaltz
June 22, 2022

 

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kirklandinsuranceagency

🏀 While you`re filling out your brackets, why not take a moment to review your insurance coverage and make a smart move for your future? 🏆 At Kirkland Insurance Agency, we’re here to help ensure you`re fully protected, no matter the game!

Whether you’re playing for the win or just enjoying the tournament, now’s the perfect time to make sure your coverage is on point. Let us help you make the right call! 🏡🚗

Visit kirklandagency.com today for a quick policy review.

#InsuranceReview #SmartMove #KirklandAgency #MarchMadness #CoverageCheck #ProtectWhatMatters #FloridaInsurance #BayCountyFL #PanhandleInsurance #PanhandleFlorida #LocalBusiness #SupportLocal

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🏀 While you're filling out your brackets, why not take a moment to review your insurance coverage and make a smart move for your future? 🏆 At Kirkland Insurance Agency, we’re here to help ensure you're fully protected, no matter the game! Whether you’re playing for the win or just enjoying the tournament, now’s the perfect time to make sure your coverage is on point. Let us help you make the right call! 🏡🚗 Visit kirklandagency.com today for a quick policy review. #InsuranceReview #SmartMove #KirklandAgency #MarchMadness #CoverageCheck #ProtectWhatMatters #FloridaInsurance #BayCountyFL #PanhandleInsurance #PanhandleFlorida #LocalBusiness #SupportLocal

🏀 While you`re filling out your brackets, why not take a moment to review your insurance coverage and make a smart move for your future? 🏆 At Kirkland Insurance Agency, we’re here to help ensure you`re fully protected, no matter the game!

Whether you’re playing for the win or just enjoying the tournament, now’s the perfect time to make sure your coverage is on point. Let us help you make the right call! 🏡🚗

Visit kirklandagency.com today for a quick policy review.

#InsuranceReview #SmartMove #KirklandAgency #MarchMadness #CoverageCheck #ProtectWhatMatters #FloridaInsurance #BayCountyFL #PanhandleInsurance #PanhandleFlorida #LocalBusiness #SupportLocal ...

kirklandinsuranceagency

Think your home insurance covers everything? Think again! 🤔

Here are some things that might not be covered by a standard policy:
Flood Damage 🌊: Most home insurance policies don’t cover flood damage. If you live in a flood-prone area, you’ll need separate flood insurance to be fully protected.
Earthquakes 🌍: Earthquake coverage is typically not included in standard policies. If you’re in an area prone to quakes, you’ll need to add it on.
Maintenance Issues 🔧: Home insurance is there for unexpected damage, not wear and tear. Things like old roofs or plumbing issues that need repair due to age or neglect aren`t covered.
Pest Problems 🐜: If you have a pest infestation, like termites or rodents, that damages your property, it’s usually not covered by your policy.
High-Value Items 💎: Expensive jewelry, art, or collectibles may need additional coverage or riders to be fully protected. Let’s bust some common myths and make sure you`re truly protected.

#HomeInsuranceMyths #InsuranceEducation

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Think your home insurance covers everything? Think again! 🤔 Here are some things that might not be covered by a standard policy: Flood Damage 🌊: Most home insurance policies don’t cover flood damage. If you live in a flood-prone area, you’ll need separate flood insurance to be fully protected. Earthquakes 🌍: Earthquake coverage is typically not included in standard policies. If you’re in an area prone to quakes, you’ll need to add it on. Maintenance Issues 🔧: Home insurance is there for unexpected damage, not wear and tear. Things like old roofs or plumbing issues that need repair due to age or neglect aren't covered. Pest Problems 🐜: If you have a pest infestation, like termites or rodents, that damages your property, it’s usually not covered by your policy. High-Value Items 💎: Expensive jewelry, art, or collectibles may need additional coverage or riders to be fully protected. Let’s bust some common myths and make sure you're truly protected. #HomeInsuranceMyths #InsuranceEducation

Think your home insurance covers everything? Think again! 🤔

Here are some things that might not be covered by a standard policy:
Flood Damage 🌊: Most home insurance policies don’t cover flood damage. If you live in a flood-prone area, you’ll need separate flood insurance to be fully protected.
Earthquakes 🌍: Earthquake coverage is typically not included in standard policies. If you’re in an area prone to quakes, you’ll need to add it on.
Maintenance Issues 🔧: Home insurance is there for unexpected damage, not wear and tear. Things like old roofs or plumbing issues that need repair due to age or neglect aren`t covered.
Pest Problems 🐜: If you have a pest infestation, like termites or rodents, that damages your property, it’s usually not covered by your policy.
High-Value Items 💎: Expensive jewelry, art, or collectibles may need additional coverage or riders to be fully protected. Let’s bust some common myths and make sure you`re truly protected.

#HomeInsuranceMyths #InsuranceEducation ...

kirklandinsuranceagency

Spring is here! 🌸 Time to freshen up your insurance. Here are 5 reasons it’s time to freshen up your insurance:

Life Changes: Major life events like buying a new home, getting married, or having a baby can impact your coverage needs. Make sure your policy reflects your current life situation. 🏡👶💍

New Assets: If you`ve acquired new valuables like a car, jewelry, or electronics, it’s time to update your coverage to protect your new assets. 🚗💎📱

Policy Gaps: Insurance needs evolve, and your current policy may have gaps. A review can ensure you`re covered for new risks like natural disasters or tech-related issues. 🌪️💻

Better Rates: Your premiums may be higher than necessary. Shop around or check with your provider to see if you qualify for discounts or better rates based on your current circumstances. 💸

Changing Laws: Insurance regulations change, and your policy might not be compliant with new laws. Updating your policy ensures you`re covered and legally protected. ⚖️

Take a moment to review your coverage—better safe than sorry!

Get a free quote today! Contact us at kirklandagency.com.

#SpringIntoSavings #InsuranceReview #baycountyinsurance #pcbinsurance #panamacity

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Spring is here! 🌸 Time to freshen up your insurance. Here are 5 reasons it’s time to freshen up your insurance: Life Changes: Major life events like buying a new home, getting married, or having a baby can impact your coverage needs. Make sure your policy reflects your current life situation. 🏡👶💍 New Assets: If you've acquired new valuables like a car, jewelry, or electronics, it’s time to update your coverage to protect your new assets. 🚗💎📱 Policy Gaps: Insurance needs evolve, and your current policy may have gaps. A review can ensure you're covered for new risks like natural disasters or tech-related issues. 🌪️💻 Better Rates: Your premiums may be higher than necessary. Shop around or check with your provider to see if you qualify for discounts or better rates based on your current circumstances. 💸 Changing Laws: Insurance regulations change, and your policy might not be compliant with new laws. Updating your policy ensures you're covered and legally protected. ⚖️ Take a moment to review your coverage—better safe than sorry! Get a free quote today! Contact us at kirklandagency.com. #SpringIntoSavings #InsuranceReview #baycountyinsurance #pcbinsurance #panamacity

Spring is here! 🌸 Time to freshen up your insurance. Here are 5 reasons it’s time to freshen up your insurance:

Life Changes: Major life events like buying a new home, getting married, or having a baby can impact your coverage needs. Make sure your policy reflects your current life situation. 🏡👶💍

New Assets: If you`ve acquired new valuables like a car, jewelry, or electronics, it’s time to update your coverage to protect your new assets. 🚗💎📱

Policy Gaps: Insurance needs evolve, and your current policy may have gaps. A review can ensure you`re covered for new risks like natural disasters or tech-related issues. 🌪️💻

Better Rates: Your premiums may be higher than necessary. Shop around or check with your provider to see if you qualify for discounts or better rates based on your current circumstances. 💸

Changing Laws: Insurance regulations change, and your policy might not be compliant with new laws. Updating your policy ensures you`re covered and legally protected. ⚖️

Take a moment to review your coverage—better safe than sorry!

Get a free quote today! Contact us at kirklandagency.com.

#SpringIntoSavings #InsuranceReview #baycountyinsurance #pcbinsurance #panamacity ...

kirklandinsuranceagency

🍀 This St. Patrick’s Day, don’t leave your coverage to chance! Whether you’re celebrating with family, friends, or just enjoying the festivities, make sure your insurance is as strong as your shamrock. 🌿 From auto to home and everything in between, it’s important to be prepared for whatever life throws your way.

At Kirkland Insurance Agency, we’re here to help you ensure your policy is ready for anything! Reach out today for a quick policy check and make sure you’re covered! ✨

Serving Bay County and beyond, we’ve got you covered for all your insurance needs. Let’s make sure your protection is as solid as a pot of gold. 🏆

#StPatricksDay #KirklandInsurance #ShamrockStrong #InsuranceReview #PolicyCheck #BayCountyFL #PanhandleFlorida #BayCountyInsurance #FloridaLiving #LocalBusiness #SupportLocal #PanhandleInsurance #FloridaInsurance

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🍀 This St. Patrick’s Day, don’t leave your coverage to chance! Whether you’re celebrating with family, friends, or just enjoying the festivities, make sure your insurance is as strong as your shamrock. 🌿 From auto to home and everything in between, it’s important to be prepared for whatever life throws your way. At Kirkland Insurance Agency, we’re here to help you ensure your policy is ready for anything! Reach out today for a quick policy check and make sure you’re covered! ✨ Serving Bay County and beyond, we’ve got you covered for all your insurance needs. Let’s make sure your protection is as solid as a pot of gold. 🏆 #StPatricksDay #KirklandInsurance #ShamrockStrong #InsuranceReview #PolicyCheck #BayCountyFL #PanhandleFlorida #BayCountyInsurance #FloridaLiving #LocalBusiness #SupportLocal #PanhandleInsurance #FloridaInsurance

🍀 This St. Patrick’s Day, don’t leave your coverage to chance! Whether you’re celebrating with family, friends, or just enjoying the festivities, make sure your insurance is as strong as your shamrock. 🌿 From auto to home and everything in between, it’s important to be prepared for whatever life throws your way.

At Kirkland Insurance Agency, we’re here to help you ensure your policy is ready for anything! Reach out today for a quick policy check and make sure you’re covered! ✨

Serving Bay County and beyond, we’ve got you covered for all your insurance needs. Let’s make sure your protection is as solid as a pot of gold. 🏆

#StPatricksDay #KirklandInsurance #ShamrockStrong #InsuranceReview #PolicyCheck #BayCountyFL #PanhandleFlorida #BayCountyInsurance #FloridaLiving #LocalBusiness #SupportLocal #PanhandleInsurance #FloridaInsurance ...

kirklandinsuranceagency

🚗💥 Don’t let a CRASH ruin your day! Get the coverage you need to stay protected on the road. At Kirkland Insurance Agency, we’re here to help you find the right auto insurance at the best rate. 🌟

Get your FREE auto-insurance quote today at kirklandagency.com and drive with peace of mind! 🛣️

#AutoInsurance #InsuranceQuote #KirklandAgency #DriveSafe #ProtectWhatMatters #FreeQuote #RoadReady #InsuranceMadeEasy

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🚗💥 Don’t let a CRASH ruin your day! Get the coverage you need to stay protected on the road. At Kirkland Insurance Agency, we’re here to help you find the right auto insurance at the best rate. 🌟 Get your FREE auto-insurance quote today at kirklandagency.com and drive with peace of mind! 🛣️ #AutoInsurance #InsuranceQuote #KirklandAgency #DriveSafe #ProtectWhatMatters #FreeQuote #RoadReady #InsuranceMadeEasy

🚗💥 Don’t let a CRASH ruin your day! Get the coverage you need to stay protected on the road. At Kirkland Insurance Agency, we’re here to help you find the right auto insurance at the best rate. 🌟

Get your FREE auto-insurance quote today at kirklandagency.com and drive with peace of mind! 🛣️

#AutoInsurance #InsuranceQuote #KirklandAgency #DriveSafe #ProtectWhatMatters #FreeQuote #RoadReady #InsuranceMadeEasy ...

kirklandinsuranceagency

✨ Why Choose Us? ✨

At Kirkland Insurance Agency, we’re more than just a small, women-owned business—we’re a team dedicated to offering personalized service and the care you deserve. 💙 When you choose us, you’re not just getting insurance, you’re gaining a partner who listens to your unique needs and provides expert guidance every step of the way.

We’re committed to building lasting relationships and making sure you’re covered with the right protection. Let us show you the difference a personal touch can make! 🌟

#WomenOwnedBusiness #PersonalizedService #KirklandInsurance #SupportSmallBusiness #InsuranceWithCare #ClientFocused #InsuranceExperts #ProtectWhatMatters

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✨ Why Choose Us? ✨ At Kirkland Insurance Agency, we’re more than just a small, women-owned business—we’re a team dedicated to offering personalized service and the care you deserve. 💙 When you choose us, you’re not just getting insurance, you’re gaining a partner who listens to your unique needs and provides expert guidance every step of the way. We’re committed to building lasting relationships and making sure you’re covered with the right protection. Let us show you the difference a personal touch can make! 🌟 #WomenOwnedBusiness #PersonalizedService #KirklandInsurance #SupportSmallBusiness #InsuranceWithCare #ClientFocused #InsuranceExperts #ProtectWhatMatters

✨ Why Choose Us? ✨

At Kirkland Insurance Agency, we’re more than just a small, women-owned business—we’re a team dedicated to offering personalized service and the care you deserve. 💙 When you choose us, you’re not just getting insurance, you’re gaining a partner who listens to your unique needs and provides expert guidance every step of the way.

We’re committed to building lasting relationships and making sure you’re covered with the right protection. Let us show you the difference a personal touch can make! 🌟

#WomenOwnedBusiness #PersonalizedService #KirklandInsurance #SupportSmallBusiness #InsuranceWithCare #ClientFocused #InsuranceExperts #ProtectWhatMatters ...

kirklandinsuranceagency

✨ Celebrating Women’s History Month! ✨

At Kirkland Insurance Agency, we’re proud to be a women-owned small business, and today we’re shining the spotlight on some of our incredible female agents who are leading the way in protecting families and businesses. 💪💼

These hardworking, dedicated women are committed to providing the best coverage and service to our community. Their passion and expertise make a real difference in ensuring you`re protected every step of the way. 💙

Join us in celebrating the amazing women who are shaping the future of insurance!

#WomensHistoryMonth #WomenInBusiness #WomenOwned #KirklandAgency #FemaleLeaders #InsuranceExperts #ProtectingFamilies #SupportWomen #SmallBusiness #BayCountyFL #PanhandleFlorida #LocalBusiness #WomenEmpowerment #CelebrateWomen

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✨ Celebrating Women’s History Month! ✨ At Kirkland Insurance Agency, we’re proud to be a women-owned small business, and today we’re shining the spotlight on some of our incredible female agents who are leading the way in protecting families and businesses. 💪💼 These hardworking, dedicated women are committed to providing the best coverage and service to our community. Their passion and expertise make a real difference in ensuring you're protected every step of the way. 💙 Join us in celebrating the amazing women who are shaping the future of insurance! #WomensHistoryMonth #WomenInBusiness #WomenOwned #KirklandAgency #FemaleLeaders #InsuranceExperts #ProtectingFamilies #SupportWomen #SmallBusiness #BayCountyFL #PanhandleFlorida #LocalBusiness #WomenEmpowerment #CelebrateWomen

✨ Celebrating Women’s History Month! ✨

At Kirkland Insurance Agency, we’re proud to be a women-owned small business, and today we’re shining the spotlight on some of our incredible female agents who are leading the way in protecting families and businesses. 💪💼

These hardworking, dedicated women are committed to providing the best coverage and service to our community. Their passion and expertise make a real difference in ensuring you`re protected every step of the way. 💙

Join us in celebrating the amazing women who are shaping the future of insurance!

#WomensHistoryMonth #WomenInBusiness #WomenOwned #KirklandAgency #FemaleLeaders #InsuranceExperts #ProtectingFamilies #SupportWomen #SmallBusiness #BayCountyFL #PanhandleFlorida #LocalBusiness #WomenEmpowerment #CelebrateWomen ...

kirklandinsuranceagency

⏰ Daylight Savings Reminder! ⏰

As we "spring forward," it`s the perfect time to check a few important things around your home:

✔️ Test your smoke detectors
✔️ Check your fire extinguishers
✔️ Make sure your insurance coverage is up to date

A little maintenance now can give you peace of mind later! Take a moment to ensure everything’s in check. ✅

Need help reviewing your coverage? We’re here for you—reach out today! 🏡🔥

#DaylightSavings #SpringForward #HomeSafety #InsuranceReview #KirklandAgency #SmokeDetectorCheck #FireSafety #PeaceOfMind #BayCountyFL #PanhandleFlorida #FloridaLiving #LocalBusiness #SupportLocal

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⏰ Daylight Savings Reminder! ⏰ As we "spring forward," it's the perfect time to check a few important things around your home: ✔️ Test your smoke detectors ✔️ Check your fire extinguishers ✔️ Make sure your insurance coverage is up to date A little maintenance now can give you peace of mind later! Take a moment to ensure everything’s in check. ✅ Need help reviewing your coverage? We’re here for you—reach out today! 🏡🔥 #DaylightSavings #SpringForward #HomeSafety #InsuranceReview #KirklandAgency #SmokeDetectorCheck #FireSafety #PeaceOfMind #BayCountyFL #PanhandleFlorida #FloridaLiving #LocalBusiness #SupportLocal

⏰ Daylight Savings Reminder! ⏰

As we "spring forward," it`s the perfect time to check a few important things around your home:

✔️ Test your smoke detectors
✔️ Check your fire extinguishers
✔️ Make sure your insurance coverage is up to date

A little maintenance now can give you peace of mind later! Take a moment to ensure everything’s in check. ✅

Need help reviewing your coverage? We’re here for you—reach out today! 🏡🔥

#DaylightSavings #SpringForward #HomeSafety #InsuranceReview #KirklandAgency #SmokeDetectorCheck #FireSafety #PeaceOfMind #BayCountyFL #PanhandleFlorida #FloridaLiving #LocalBusiness #SupportLocal ...

kirklandinsuranceagency

💡 Did you know March is National Insurance Awareness Month? 💡

Now’s the perfect time to review your insurance policies and make sure you’re covered for whatever life throws your way. Whether it’s home, auto, or business insurance, a quick check-up can save you from unexpected surprises. 🛡️

Take a moment to ensure you have the protection you need for peace of mind. Need help? We’re here to review your coverage and make sure you’re ready for anything! ✅

#InsuranceAwareness #ReviewYourPolicy #KirklandAgency #StayProtected #PeaceOfMind #InsuranceCoverage #MarchAwareness #LocalBusiness #BayCountyFL #PanhandleFlorida #FloridaLiving #SupportLocal

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💡 Did you know March is National Insurance Awareness Month? 💡 Now’s the perfect time to review your insurance policies and make sure you’re covered for whatever life throws your way. Whether it’s home, auto, or business insurance, a quick check-up can save you from unexpected surprises. 🛡️ Take a moment to ensure you have the protection you need for peace of mind. Need help? We’re here to review your coverage and make sure you’re ready for anything! ✅ #InsuranceAwareness #ReviewYourPolicy #KirklandAgency #StayProtected #PeaceOfMind #InsuranceCoverage #MarchAwareness #LocalBusiness #BayCountyFL #PanhandleFlorida #FloridaLiving #SupportLocal

💡 Did you know March is National Insurance Awareness Month? 💡

Now’s the perfect time to review your insurance policies and make sure you’re covered for whatever life throws your way. Whether it’s home, auto, or business insurance, a quick check-up can save you from unexpected surprises. 🛡️

Take a moment to ensure you have the protection you need for peace of mind. Need help? We’re here to review your coverage and make sure you’re ready for anything! ✅

#InsuranceAwareness #ReviewYourPolicy #KirklandAgency #StayProtected #PeaceOfMind #InsuranceCoverage #MarchAwareness #LocalBusiness #BayCountyFL #PanhandleFlorida #FloridaLiving #SupportLocal ...