Taking Care of Your Insurance Needs

We Are A Premium Agency For Bay County & The Surrounding Area

Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area. It is our desire to give you the best possible service while you are looking for a policy, calling on your existing policy, or during a claim. Each person is an individual with different circumstances and we tailor your policies to fit your life and budget.

You can be confident that the experience behind Kirkland Insurance Agency, Inc. is sound and ethical. Your trust in us is not taken lightly. When you choose Kirkland Insurance Agency to take care of your insurance needs, we value your decision and honor the relationship.

 

Many thanks to Karen Kirkland and the agents and staff at Kirkland Insurance Agency for the helpful information relevant to the insurance policies that may be needed if and when... read more

Gary Beaupre Avatar Gary Beaupre
September 25, 2022

I use Kirkland to insure my home and several other lines of service. Their staff is extremely knowledgeable and kind. This agency TRULY cares about your home being protected. As... read more

Eric Garmon Avatar Eric Garmon
May 9, 2019

Ms Kirckland is a very caring and extremely knowledgeable as well as her staff concerning all matters of insurance I highly recommend this wonderful agency. Always returns calls very quickly... read more

Sallee Keller Avatar Sallee Keller
April 9, 2020

 

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kirklandinsuranceagency

"I have been with Kirkland Insurance for about a year now. They were able to save me money on my auto insurance without compromising on having a good company. I had one issue with the auto company and they stayed on a three way call with me for 30 minutes to be sure it got straightened out! So impressed with the level of customer service."

-Stephanie Vannoy

#PanamaCityFL
#DestinFL
#PCBFL

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"I have been with Kirkland Insurance for about a year now. They were able to save me money on my auto insurance without compromising on having a good company. I had one issue with the auto company and they stayed on a three way call with me for 30 minutes to be sure it got straightened out! So impressed with the level of customer service." -Stephanie Vannoy #PanamaCityFL #DestinFL #PCBFL

"I have been with Kirkland Insurance for about a year now. They were able to save me money on my auto insurance without compromising on having a good company. I had one issue with the auto company and they stayed on a three way call with me for 30 minutes to be sure it got straightened out! So impressed with the level of customer service."

-Stephanie Vannoy

#PanamaCityFL
#DestinFL
#PCBFL ...

kirklandinsuranceagency

A local agent saves you money!

After the hurricane we saw many customers schedule an annual review. The best way to get questions answered before, or after a claim, is face to face. Our agents will go through your policy to make sure everything is on order, and pick out what may not look right. We can also identify discounts you can maximize on without compromising coverage.

"I had a review one time where a customer received a refund for a discount right on the spot. It was their first annual review and they weren’t sure about coming in. Now they don’t miss one. It’s worth rearranging the schedule one day a year to see your agent."
- Kirkland Insurance Agency Inc.

To learn what credits credits can instantly save you hundreds and even a $1000 with some carriers (if you`re not already using them) read our blog titled "Why you need a Local Agent" found on our website: www.kirklandagency.com

Make an appointment to see your agent today for an annual review. It’s worth it!

#EmeraldCoast
#30A
#PanhandleFL
#GulfCoastFL

Open
A local agent saves you money! After the hurricane we saw many customers schedule an annual review. The best way to get questions answered before, or after a claim, is face to face. Our agents will go through your policy to make sure everything is on order, and pick out what may not look right. We can also identify discounts you can maximize on without compromising coverage. "I had a review one time where a customer received a refund for a discount right on the spot. It was their first annual review and they weren’t sure about coming in. Now they don’t miss one. It’s worth rearranging the schedule one day a year to see your agent." - Kirkland Insurance Agency Inc. To learn what credits credits can instantly save you hundreds and even a $1000 with some carriers (if you're not already using them) read our blog titled "Why you need a Local Agent" found on our website: www.kirklandagency.com Make an appointment to see your agent today for an annual review. It’s worth it! #EmeraldCoast #30A #PanhandleFL #GulfCoastFL

A local agent saves you money!

After the hurricane we saw many customers schedule an annual review. The best way to get questions answered before, or after a claim, is face to face. Our agents will go through your policy to make sure everything is on order, and pick out what may not look right. We can also identify discounts you can maximize on without compromising coverage.

"I had a review one time where a customer received a refund for a discount right on the spot. It was their first annual review and they weren’t sure about coming in. Now they don’t miss one. It’s worth rearranging the schedule one day a year to see your agent."
- Kirkland Insurance Agency Inc.

To learn what credits credits can instantly save you hundreds and even a $1000 with some carriers (if you`re not already using them) read our blog titled "Why you need a Local Agent" found on our website: www.kirklandagency.com

Make an appointment to see your agent today for an annual review. It’s worth it!

#EmeraldCoast
#30A
#PanhandleFL
#GulfCoastFL ...

kirklandinsuranceagency

First, there is no personal liability insurance offered to individuals residing in the home who are not related to the person whose name is on the home insurance policy. For example, did your boyfriend move his dog in? Does your girlfriend’s son host football games in the yard? Examples like these (dogs can bite and children will hurt themselves) serve as a reminder of the unpredictable nature and expenses of a liability claim. The good news is that your personal liability is covered by your home insurance. The bad news is your SO isn’t—a potentially devastating expense that he will have to pay for personally unless he has his own insurance (discussed below).

#BeachLife
#SunshineState
#FloridaLiving
#PCBLife
#DestinLife

Open
First, there is no personal liability insurance offered to individuals residing in the home who are not related to the person whose name is on the home insurance policy. For example, did your boyfriend move his dog in? Does your girlfriend’s son host football games in the yard? Examples like these (dogs can bite and children will hurt themselves) serve as a reminder of the unpredictable nature and expenses of a liability claim. The good news is that your personal liability is covered by your home insurance. The bad news is your SO isn’t—a potentially devastating expense that he will have to pay for personally unless he has his own insurance (discussed below). #BeachLife #SunshineState #FloridaLiving #PCBLife #DestinLife

First, there is no personal liability insurance offered to individuals residing in the home who are not related to the person whose name is on the home insurance policy. For example, did your boyfriend move his dog in? Does your girlfriend’s son host football games in the yard? Examples like these (dogs can bite and children will hurt themselves) serve as a reminder of the unpredictable nature and expenses of a liability claim. The good news is that your personal liability is covered by your home insurance. The bad news is your SO isn’t—a potentially devastating expense that he will have to pay for personally unless he has his own insurance (discussed below).

#BeachLife
#SunshineState
#FloridaLiving
#PCBLife
#DestinLife ...

kirklandinsuranceagency

Anyone who owns or uses a pool should consider learning basic first aid and cardio-pulmonary resuscitation (CPR). “CPR can make a big difference by reducing the likelihood of brain damage in the few minutes it takes for 911 emergency responders to arrive,” Gilchrist, a medical epidemiologist, noted.

Furthermore, any homeowner who has a pool—whether in-ground, above ground, or inflatable/temporary— should have liability insurance coverage, including umbrella liability coverage.

#GulfCoastLiving
#PanamaCityBeach
#DestinBeach

Open
Anyone who owns or uses a pool should consider learning basic first aid and cardio-pulmonary resuscitation (CPR). “CPR can make a big difference by reducing the likelihood of brain damage in the few minutes it takes for 911 emergency responders to arrive,” Gilchrist, a medical epidemiologist, noted. Furthermore, any homeowner who has a pool—whether in-ground, above ground, or inflatable/temporary— should have liability insurance coverage, including umbrella liability coverage. #GulfCoastLiving #PanamaCityBeach #DestinBeach

Anyone who owns or uses a pool should consider learning basic first aid and cardio-pulmonary resuscitation (CPR). “CPR can make a big difference by reducing the likelihood of brain damage in the few minutes it takes for 911 emergency responders to arrive,” Gilchrist, a medical epidemiologist, noted.

Furthermore, any homeowner who has a pool—whether in-ground, above ground, or inflatable/temporary— should have liability insurance coverage, including umbrella liability coverage.

#GulfCoastLiving
#PanamaCityBeach
#DestinBeach ...

kirklandinsuranceagency

Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area and help insure your primary, secondary, or rental home, your cars and boats, business, health and life! Each person is an individual with different circumstances so we tailor your policies to fit your life and budget.

#LoveFL
#FloridaAdventure #PanamaCityFL
#DestinFL

Open
Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area and help insure your primary, secondary, or rental home, your cars and boats, business, health and life! Each person is an individual with different circumstances so we tailor your policies to fit your life and budget. #LoveFL #FloridaAdventure #PanamaCityFL #DestinFL

Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area and help insure your primary, secondary, or rental home, your cars and boats, business, health and life! Each person is an individual with different circumstances so we tailor your policies to fit your life and budget.

#LoveFL
#FloridaAdventure #PanamaCityFL
#DestinFL ...

kirklandinsuranceagency

Thank you Brianna! I’m so glad my emails are helpful! Thank you for being a customer.

#DiscoverFL
#FloridaCharm
#AuthenticFlorida
#FLExplorer

Open
Thank you Brianna! I’m so glad my emails are helpful! Thank you for being a customer. #DiscoverFL #FloridaCharm #AuthenticFlorida #FLExplorer

Thank you Brianna! I’m so glad my emails are helpful! Thank you for being a customer.

#DiscoverFL
#FloridaCharm
#AuthenticFlorida
#FLExplorer ...

kirklandinsuranceagency

Meet our dedicated team of agents! Each individual on our team is well educated in every aspect of the insurance process and we are here to help find you the right policy, call on your existing policy, and we`re here to help during a claim.

#FLGems
#OffTheBeatenPath
#FloridaGetaway

Open
Meet our dedicated team of agents! Each individual on our team is well educated in every aspect of the insurance process and we are here to help find you the right policy, call on your existing policy, and we're here to help during a claim. #FLGems #OffTheBeatenPath #FloridaGetaway

Meet our dedicated team of agents! Each individual on our team is well educated in every aspect of the insurance process and we are here to help find you the right policy, call on your existing policy, and we`re here to help during a claim.

#FLGems
#OffTheBeatenPath
#FloridaGetaway ...

kirklandinsuranceagency

"Kirkland insurance is a great insurance agency to work with! They were super fast in getting me a quote for my homeowners insurance, and Karen even called me to explain policy details when I had questions. I highly recommend using Kirkland Insurance for any insurance needs."

- Sarah Rackley

#ExploreFL
#HiddenFlorida
#FLGems

Open
"Kirkland insurance is a great insurance agency to work with! They were super fast in getting me a quote for my homeowners insurance, and Karen even called me to explain policy details when I had questions. I highly recommend using Kirkland Insurance for any insurance needs." - Sarah Rackley #ExploreFL #HiddenFlorida #FLGems

"Kirkland insurance is a great insurance agency to work with! They were super fast in getting me a quote for my homeowners insurance, and Karen even called me to explain policy details when I had questions. I highly recommend using Kirkland Insurance for any insurance needs."

- Sarah Rackley

#ExploreFL
#HiddenFlorida
#FLGems ...

kirklandinsuranceagency

The umbrella is a shield to protect an individual from having to tap into savings or sell assets to pay a judgment or claim.

Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are “primary” policies. Umbrella coverage kicks in after primary insurance is exhausted. What’s more, an umbrella policy offers primary coverage for losses not covered by other insurance.

#SaltLife
#PanamaCityLife
#DestinLove

Open
The umbrella is a shield to protect an individual from having to tap into savings or sell assets to pay a judgment or claim. Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are “primary” policies. Umbrella coverage kicks in after primary insurance is exhausted. What’s more, an umbrella policy offers primary coverage for losses not covered by other insurance. #SaltLife #PanamaCityLife #DestinLove

The umbrella is a shield to protect an individual from having to tap into savings or sell assets to pay a judgment or claim.

Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are “primary” policies. Umbrella coverage kicks in after primary insurance is exhausted. What’s more, an umbrella policy offers primary coverage for losses not covered by other insurance.

#SaltLife
#PanamaCityLife
#DestinLove ...